So you’ve checked out of your hotel, but the “hold” on your card is still hanging around. You’re probably wondering, how long does it take a hotel to release a hold? You’re not alone—this is a common question, and the answer isn’t exactly straightforward. Let’s dive into why hotels hold funds, what determines how long they keep it, and what you can do if your money feels “stuck.”
What’s a “Hotel Hold” Anyway?
When you check into a hotel, they usually put a preauthorization hold on your card. This isn’t a charge; it’s a security measure for incidentals—like room service, minibar charges, or damage to the room. Here’s how it works:
- Hold Amount: Most hotels hold the room rate, plus a little extra—often around $50–$200 per night, depending on the hotel.
- Purpose: To guarantee they’re covered if you spend on anything beyond the room rate.
- Release Date: The hotel tells the bank to release it when you check out, but the timing isn’t always immediate.
Here’s the kicker: once the hotel releases it, the timeline for you to see your money back can vary by your bank and card type. Let’s break down the factors that affect this release timeline.
How Long Does It Take for a Hotel to Release a Hold?
On average, it can take 3 to 7 days for a hold to disappear after checkout, but some unlucky travelers have waited up to 15 days or even longer. Here’s what impacts the timing:
- Bank Processing Times: Big banks like Chase or Bank of America might clear it faster, typically in a few days. Smaller banks and credit unions? Sometimes, they take a bit longer—anywhere from 7 to 15 days.
- Debit vs. Credit: Debit card holds can be stickier. Hotels release it at checkout, but some banks may sit on that hold for 10-14 days. Credit cards, by contrast, often clear holds a bit faster.
- Special Events & Busy Seasons: Hotels may face delays during high-traffic periods, so if you’re at a major event, that hold might linger longer than expected.
- Hotel Policies: Each hotel chain has its own system. Marriott and Hilton might be quick about it, while smaller hotels or luxury resorts might have different timelines.
Quick Tip: Ask About Holds at Check-In
When you’re checking in, ask the front desk about their hold policy and estimated release times. They may be able to clarify any specifics about your stay. It’s better to know upfront than to be surprised later on.
Real Experiences: When Holds Take Longer
Let’s get real—some guests have experienced frustratingly long holds. In a recent survey, over 30% of travelers reported waiting more than a week for a hold to disappear, with a handful seeing waits of up to two weeks or more. If this happens to you, there are ways to speed things up.
How to Speed Up the Release of a Hotel Hold
While you can’t control your bank, you do have options:
- Contact the Hotel: Sometimes, a quick call to the hotel can help. Ask them to double-check if they’ve officially released the hold.
- Call Your Bank: If it’s been over 10 days, reach out to your bank’s customer service. They can usually confirm the status of the hold.
- Use a Credit Card: If possible, use a credit card for the hold instead of a debit card. Credit cards tend to handle these authorizations faster, and you won’t see that money missing from your checking account.
FAQ
1. Do All Hotels Place Holds on Cards?
Most do, yes. The amount and policy depend on the hotel, but it’s pretty standard for even budget hotels to put a hold in place.
2. Can I Avoid a Hold?
Not usually. Some hotels might offer alternatives (like cash deposits), but holds are common. Ask at check-in if you’re concerned.
3. What Happens If My Card Doesn’t Have Enough for the Hold?
If you don’t have enough, the hotel may refuse check-in or ask for another payment method. Always make sure your card has room for these holds before arriving.
Takeaway:
Next time you’re traveling, remember these three takeaways to manage your budget and avoid surprises with hotel holds:
- Know What to Expect: Holds vary, so ask at check-in for their policy.
- Debit vs. Credit: Debit holds tend to stick longer than credit.
- Follow Up if Needed: Don’t be afraid to call the hotel or bank if it’s taking too long.
Want more travel insights? Check out Laparizone for guides on budgeting, travel tips, and hotel reviews to make your next stay as smooth as possible.
Final Thoughts
Hotel holds can feel like an unnecessary hassle, but they’re just part of the way hotels protect themselves. Once you’re in the know, it’s much easier to work around them. Whether you’re staying for one night or a week, these holds are temporary—and with a little patience and planning, you’ll have those funds back before your next adventure. Remember, the best way to handle a hold? Ask, prepare, and follow up if needed. Safe travels!
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